Captives & Large Deductibles
Sometimes clients manage and prevent their claims so well that they have developed a proven track record of extremely low claim activity. These clients may feel they are over transferring their risk and as a result making the insurance carriers rich at their expense. For clients who wish to “ put some skin in the game” we analyze how a captive or large deductible program will impact their bottom line.
Other clients feel they are at the mercy of the insurance markets and seek to enhance stability for their future insurance renewals. Whatever the case, the selection of the right platform is extremely important when considering an increased retention of risk by making aspects of your operation loss sensitive. Typically clients need to be of a larger nature in order to qualify. For more information please schedule an appointment to speak to a qualified advisor at BIG, Inc.